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CASCO, Voluntary Vehicle Insurance
Whom is CASCO
insurance for?
Why it is useful to insure with us?
Comprehensive insurance
We indemnify losses caused by theft, damage, destruction of the vehicle or its parts in all sudden and unexpected events, except for non-insured events as specified in the policy terms.
Option to choose
You have the possibility to choose basic or extended insurance with an extremely wide range of risks. They differ in the scope of the coverage and the amount of additional services. However, if you wish, we can also offer you a package of minimum insurance conditions for a very small amount of risk at a very attractive price.
Roadside assistance
We offer free 24-hour roadside assistance, available throughout the duration of your insurance policy.
Replacement car
We provide a replacement car if your vehicle is unusable after an incident. In certain cases, we can deliver the replacement car to any location in Lithuania of your choice.
No amount deductible
With the extended risk package, no deduction applies to broken glass (headlight, mirror or sunroof), damage caused by natural disasters and forces of nature, collisions with animals on the road, and cases where the car body can be repaired using special technology without painting.
Additional protection
With the extended insurance risk package, together with the car, we also insure the driver's and passengers' luggage, child seat, pets, external equipment, luggage and items, tow trailer, additional equipment, licence plates, lost car document exchange costs. We will also help cover the deduction for a car rented abroad so that it does not exceed the deductible provided for in your car insurance contract.
Post - event costs
We cover the costs of rescuing the vehicle, including transporting non-operational vehicles to a service or storage location. If you choose the extended insurance risk option, we also cover the costs of rescue equipment, cleaning the cabin after an accident, and restoring a cancelled MOT.
Convenient compensation for losses
We coordinate the vehicle repair process and cost estimation directly with the service center.
Why it is useful to insure with us?
You can choose additional insurance services
If you are interested in additional services, consult our experts and we will help you choose right.
Accident insurance
Insurance benefit is paid in case of injuries, fractures, disability or death of the driver and passengers.
The amount of the insurance benefit depends on the chosen sum insured and the severity of the injuries suffered.
Voluntary third-party insurance
Within the limits of the amounts provided, certain damages are compensated to third parties as a result of your vehicle or its disposal (for example, a car parked nearby was damaged when the vehicle caught fire).
Compensation of costs to the driver or passenger when property of third parties is damaged or destroyed as a result of opening the door of the vehicle insured (another car is bent, a bicycle of a passing cyclist is damaged, etc.).
Compensation of losses due to spilled oil, fuel or other chemicals from a stationary car.
Car accessories insurance
Compensation of damage to after-market accessories.
Roadside Assistance
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Assistance in filling in the accident declaration and other telephone consultation
We will provide 24/7 professional consultation by phone. Lithuania and abroad: unlimited service amount. |
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Starting the engine, changing the wheel, fuel supply, emergency door opening, delivering a spare set of keys or other minor repairs and on-site assistance
If you are unable to continue the journey due to a technical failure or incident, a technical assistance specialist will arrive and perform minor repairs or provide on-site assistance (start the engine, change a wheel, supply fuel, help with emergency door opening, deliver a spare key kit). All you have to do is pay for the parts and/or materials used or delivered for the repair. Expenses for car keys, lock production, alarm repair, tire installation and balancing are not included in the service of minor road repairs and are not compensated. Lithuania: unlimited service amount Abroad: EUR 600 |
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Towing the car to the nearest repair shop or another place specified by you
If the technical assistance specialist determines that it is not possible to continue the journey by the car and the breakdown cannot be eliminated on the site, the car is transported to the nearest repair shop or another place of your choice. Lithuania: unlimited service amount Abroad: EUR 500 |
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Replacement car service
If it is not possible to continue the journey by car and the technical assistance specialist who arrives at the scene finds that the fault cannot be rectified on the site, the car is transported (towed) to a repair shop. If the repair is confirmed to take more than 1 working day, within 24 hours, a replacement car of an appropriate class, but not above average, is provided. All you have to do is pay for the fuel used during the rental period, insurance, pick-up and drop-off of the replacement car and other costs. Lithuania and abroad: up to 10 days, but in all cases no longer than until the breakdown is repaired. |
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Taxi service during car repair
We will arrange a taxi service for you and your passengers if the technical assistance specialist determines that the car cannot continue the journey and the fault cannot be rectified on the site and the car is transported to the nearest repair shop, where it is confirmed in writing that the repair will take more than 1 working day. Lithuania: up to 100 km Abroad: EUR 100 |
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Travel extension service
If it is not possible to continue the journey and the technical assistance specialist determines that the fault cannot be rectified on the site, the car is transported to a repair shop. In this case, a return trip by train, bus or other means of transport will be arranged for the driver and passengers to their location of permanent residence in Lithuania or to the destination of the planned trip. Lithuania: not available Abroad: EUR 200 |
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Accommodation service
If the technical support specialist determines that the car cannot continue the journey and the fault cannot be rectified on the site and the car is transported to the nearest repair shop, which confirms in writing that the repair will take more than 1 working day (the shop is closed because the event happened at night, on a holiday, etc. ), we will arrange accommodation for you and your passengers. Lithuania: EUR 150 Abroad: EUR 500 |
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Car storage
If, after a breakdown, incident or car accident, it is objectively recognized that storage of the car is necessary, its transfer to a fenced and guarded parking lot shall be arranged. Lithuania and abroad: up to 14 days |
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Legal advice
Legal services abroad in case of an accident. Lithuania: not available Abroad: EUR 200 |
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Translator service
Translator assistance via phone in resolving disputes with foreign police or other services. Lithuania: not available Abroad: unlimited service amount. |
All CASCO insurance offers
According to the type of vehicle you have, and the needs of risks covered, you can choose other CASCO insurance options offered by us. When choosing the insurance option that best suits your needs, you can consult with our experts.
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CASCO electric car insurance
CASCO electric car insurance covers all sudden and unexpected events that occur during the period of validity of the insurance coverage, except for non-insurable events provided for in the terms of insurance. When developing an insurance service for electric cars, it was estimated that these vehicles wear out more slowly than cars with internal combustion engines, and a separate wear rating scale was designed for them. The insurance package for electric cars is designed to evaluate the cases specific to them. Fund out more about CASCO electric car insurance here. |
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CASCO alternative – main risk insurance
CASCO alternative insurance covers main and most serious risks: car theft and traffic accidents – collisions with other vehicles, persons or animals – that occur through the driver‘s fault. We cover only the most important risks, and you only pay for what is necessary. Find out more about CASCO alternative insurance here. |
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