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CASCO electric car insurance


Why it is useful to insure with us?


Some of the lowest wear rates for replacement parts on the market are applied
Separate categories are distinguished, which is why electric cars have some of the lowest depreciation rates on the market. For hybrids, depreciation will be applied regardless of engine data and always at the lowest depreciation that would apply to cars powered by a conventional internal combustion engine.
Additional benefits with Voluntary Civil Liability Insurance
Additional compensation is provided for damage to the charging station or power source of the electric car due to the car being left to charge or by taking actions aimed at connecting/disconnecting the charging connector to/from the car, if as a result a demand (claim) for damages was made to the customer.
All risk insurance
We cover losses due to the theft, damage, destruction of the vehicle or its parts, due to all sudden and unexpected events, except for the non-insurable events provided in the rules.
Roadside assistance
We provide a free roadside assistance service, which is available around the clock and throughout the territory of the insurance certificate.
The arrival of a technical assistance car can be monitored in real time on a mobile phone.
If possible, we charge the battery of the electric car on site, without transportation.
Replacement car
If the electric car needs to be repaired, we will provide a replacement electric car, and in certain cases, for an unlimited period of time - as long as needed.
No deduction
In the case of the extended risk package, the deduction does not apply to the electric car charging station installed in your home, broken glass (lamps, mirrors or sunroof glass), losses caused by natural disasters and natural forces, collisions with animals on the road and cases when the car body can be repaired using special technology without painting.
Additional protection
In the case of an extended insurance risk package, together with the car, we insure the electric car charging station installed at your home, the driver's and passenger's luggage, a child seat, transported animals, externally mounted equipment, luggage and objects, towing trailer, additional equipment, license plates, the costs of replacing lost car documents. We will also help cover the deductible for a car rented abroad so that it does not exceed the deductible provided for in your car insurance contract.
Costs after the event
We cover the costs of rescuing the vehicle, transporting the non-running vehicle to repair or storage. And if you choose the extended insurance risk option, we also pay for the rescue equipment used, the costs of cleaning the cabin after the incident, the costs of restoring the forcibly canceled technical inspection, and the costs of performing the expertise.

Why it is useful to insure with us?

You can choose additional insurance services

If you are interested in additional services, talk to our experts and we will help you make the right choice.


Accident insurance

The insurance payment is paid in the event of injuries, broken bones, disability or death of the driver and passengers.

The size of the insurance payment depends on the selected insurance amount and the severity of the injuries sustained.

Voluntary civil liability insurance

Within the limits of the stipulated amounts, certain losses to third parties caused by your vehicle or its disposal are compensated (for example, if the vehicle caught fire, a nearby car was damaged).

Damages are compensated when the driver or passenger opens the door of the insured vehicle and as a result damages or destroys the property of third parties in relation to the driver and passengers (another car is dented, the bicycle of a passing cyclist is damaged, etc.).

Compensation is paid for losses due to spontaneous spillage of oils, fuel or other chemicals from a parked car.

We will compensate for damage to the electric car charging station or power source due to the electric car being left to charge or when trying to connect or disconnect it from your electric car.

Car accessories insurance
Damages are compensated for vehicle equipment that is not factory installed and was installed later after the car was manufactured.
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Roadside assistance

Monitor the arrival of roadside assistance in real time - in the link received via SMS, monitor the arrival route of the emergency vehicle, the distance and the time required to arrive at the scene.
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Lietuvoje Užsienyje
Assistance in filling out the traffic accident declaration and other telephone consultation

We will provide professional consultation by phone, 24 hours a day.

Unlimited amount of services in Lithuania and abroad.

Electric car transportation to the nearest working charging station or charging the battery on site

Electric car transportation to the nearest charging station or on-site charging of the battery is carried out only when the battery of the electric car runs out on the road no more than 2 times during the contract period.

Transportation

If the technical assistance worker determines that the Car cannot continue the journey and the reasons for this cannot be eliminated on the spot, the Car is transported to the nearest repair workshop, electric car charging station or another place desired by the driver, if the elimination of the reasons is technically difficult and may take more than one day.

In Lithuania - unlimited amount of services

Abroad - 600 EUR

Replacement car service

Due to a technical failure or a prohibited event, a replacement car is organized within 24 hours after the car is delivered to the auto repair service and it is confirmed in writing that the repair will take more than 1 working day. A replacement car is provided for the stipulated period, but in any case no longer than until the end of the repair of the insured Car.

In Lithuania and abroad, depending on the risk package and selected conditions - from 7 to 14 days, and if it is provided due to the repair of the insured electric car, for which additional system testing is necessary according to the manufacturer's technical requirements, the replacement car is provided in such cases until the end of the repair of the insured car, without applying a limit

Taxi service during car repair period

We will organize a taxi service for you and your passengers if the technical support worker determines that the car cannot continue the journey, and the technical fault cannot be eliminated on the spot and the car is transported to the nearest repair workshop, where it is confirmed in writing that the repair will take more than 1 working day.

In Lithuania - up to 100 km
Abroad - 150 EUR

Travel extension service

If it is impossible to continue the journey with the car and the technical assistance worker determines that the technical fault cannot be eliminated on the spot, the car is transported to the repair workshop. In this case, the return by train, bus or other transport to the place of permanent residence in Lithuania or to the planned destination is organized for the driver and passengers.

In Lithuania - the service is not applicable
Abroad - 250 EUR

Accommodation service

If the technical support employee determines that the car cannot continue the journey, and the technical fault cannot be eliminated on the spot, and the car is transported to the nearest repair workshop, where it is confirmed in writing that the repair will take longer than 1 working day (or the workshop is closed (night, non-working day, etc.), we will organize an overnight stay for you and your passengers.

In Lithuania - 200 EUR
Abroad - 600 EUR

Car storage

If, after a technical failure, incident or traffic accident, it is objectively recognized that car storage is necessary, the transfer of the car to a fenced and guarded parking lot is organized.

In Lithuania and abroad - up to 14 days.

Legal consultation

Legal services in the event of an incident in a foreign country.

In Lithuania - the service is not applicable
Abroad - 300 EUR

Translation service

Translation assistance over the phone when resolving ambiguities with foreign police or other services.


In Lithuania - the service is not applicable
Abroad - unlimited amount of services

Tire change

If it is not possible to continue the trip, a technical support worker arrives at the scene and replaces the damaged tire of your vehicle (we will provide the service if you have a spare wheel).

All CASCO insurance offers

According to the type of vehicle you have, and the needs of risks covered, you can choose other CASCO insurance options offered by us. When choosing the insurance option that best suits your needs, you can consult with our experts.

Lietuvoje Užsienyje
CASCO all risk insurance

With CASCO insurance we cover the losses due to all sudden and unexpected events, except for non-insured events provided in the rules. When insuring a car with CASCO insurance, you can choose additional insurance services - accident insurance, voluntary civil liability insurance, car accessories insurance. Get to know more about CASCO insurance here.

CASCO alternative – main risk insurance

CASCO alternative insurance covers main and most serious risks - car theft and traffic accidents that occur due to the driver‘s fault when a collision occurs with another vehicle, a person or an animal that unexpectedly ran onto the roadway.

We cover only the most important risks - you only pay for what is necessary. Get to know more about CASCO alternative insurance here.


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