The insurance covers events that have occurred due to your actions or the exploitation of the property under your control, such as a fire in your home or flooding of neighbors, etc. In this case, the victims will be compensated for the losses you have caused.
Your part of the liability for losses caused by the objects of common partial ownership is also insured (for example, a broken common pipe surrounded adjacent apartments), but this protection is limited to one event during the term of the insurance cover.
The civil liability of the property manager may be insured with property insurance under the Residential Property Insurance Rules or separately under the Personal Liability Insurance Rules.
In the case of personal liability insurance, you are indemnified for damage to the property, health or life of the victims caused by your normal, daily or physical actions, such as playing in the yard, breaking a neighbor's window or riding a bicycle, injuring another person.
The insurance also covers real estate rented for recreational purposes, movable property rented from a legal entity, indemnities related to the actions of your pets, amateur sports, participation in a game, competition or championship and driving a non-motorized land vehicle, other normal daily activities. which are not on the list of non-insured events.
Insurance coverage is valid in the countries of the European Union.
Personal liability may be insured with property insurance under the Property Insurance Rules or separately under the Personal Insurance Rules.
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Transportation of insured property
Relocation of insured property to a temporary residence after the event when the insured dwelling is not available.
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Accommodation
Search for temporary residence and / or accommodation after the event when the insured accommodation is not available to use.
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Repair of electrical internal networks
Replacement of fuses, electrical sockets, switches. Electrical wiring repair and connected to the electricity meter.
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Sealing of cavities
Temporary filling of damaged structures with particleboard, film, or other materials.
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Exterior door lock repair
Door lock repair, replacement, emergency opening. |
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Exterior glass breakage
Temporary window covering, glass and/or glass package replacement works, chip cleaning. |
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Repair of sewerage internal networks
Cleaning up a clogged sewer system and eliminating an accident. Arrangement and cleaning of the insurance place. |
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Conditioning system repair
Conditioning system failure elimination, repair.
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A tree fall, for example, on a biulding or car
Woodcutting, removal from the building. Arrangement of the insurance place (removal of wood debris). Temporary filling of damaged structures (roofing damage, broken windows) with chipboard, film, or other materials. |
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Repair of fire and property security alarms
Repair of fire and property security alarm systems.
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Backyard gate repair
We will indemnify for the loss of the yard gate system failure, repair.
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Heating system repair
Heating system accident elimination, repair, initial heating boiler repair work. |
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Repair of internal water supply networks
Arrangement and cleaning of the insurance place.
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Washing machine, dryer, dishwasher hook up
Hook up to sewerage and water supply networks. After hook up of washing machine, dryer, dishwasher, transportation of used household appliances. |
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Inspection of the electrical panel of the insuranced building
Preventive inspection of the installation and operation of the electrical panel to ensure the safe operation of the premises.
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