Investing is a natural step after saving, aimed at ensuring that money grows over the long term and does not lose value to inflation. There are many ways to invest that are important to understand. In some cases, achieving stable results requires dedicating significant time to deepening investment knowledge or entrusting this process to professionals, as we do in other areas of life.
Investment life insurance is one of the instruments that allows even small amounts of money to access investment funds managed by professionals and to be invested in various assets, with broad geographical diversification of the investments. Investing through investment life insurance provides an opportunity to effectively manage accumulated funds by choosing from a wide range of investment directions. Those who are insured with investment insurance can select investment directions from three levels of investment risk: low, medium, and high. By entering into a long-term contract and choosing higher-risk investments, one can expect a greater return on the accumulated funds than in the case of guaranteed interest. However, it is important to emphasize that this method of investing is suitable only for those who plan to invest for at least 5-10 years, as only then can one expect average returns typical of bond and stock markets. The more equity funds in the portfolio, the greater the fluctuations are likely to be, but there is also a higher probability of achieving greater returns over the long term.
Benefits of Investing in Funds
Investing in a variety of instruments, regions, and sectors diversifies risk, making investments safer than investing in individual stocks or bonds. Funds are managed by professionals with extensive experience, providing small investors the opportunity to participate in large markets.
Choosing an Investment Direction
When selecting an investment direction, it's important to assess the time horizon and desired return, keeping in mind that higher risk often comes with higher returns. It is recommended to diversify investments according to the chosen strategy, distributing them among investment directions of varying risk levels.
Investment Direction Management Policy
In investment life insurance, the aim is to ensure a fair, effective, and transparent selection of investment directions, considering the client's interests. The process of selecting investment directions to offer the best investment opportunities is based on a number of legal requirements, the capabilities of fund managers, and the client's needs.
Self service
