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CASCO electric car insurance


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For whom is
CASCO electric
car insurance?

27kasko-elektromobiliams_900x900_01_8709-eb0df9e4fddcd94a9a9d0bf9a5526871.jpg For those with an electric or hybrid car
26kasko-elektromobiliams_900x900_02_8630-2300f3dedfd6ecc7f0fedc62137b12f5.jpg For those who want to avoid unexpected losses due to car damage or loss
25kasko-elektromobiliams_900x900_03_7335-59155ac24a790acb23d42951c44f5250.jpg For drivers who are at fault for the incident or when the culprit of the incident has not been identified
24kasko-elektromobiliams_900x900_04_5910-8dfa45bcb57e7bb85f823f04e5199710.jpg For those who care about their safety and the safety of people and pets traveling with them and transported items

Why it is useful to insure with us?


Some of the lowest wear rates for replacement parts on the market are applied
Some of the lowest wear rates for replacement parts on the market are applied
Separate categories are distinguished, which is why electric cars have some of the lowest depreciation rates on the market. For hybrids, depreciation will be applied regardless of the engine specifications and always at the lowest rates that would apply to cars powered by a conventional internal combustion engine.
Additional benefits with Voluntary Civil Liability Insurance
Additional benefits with Voluntary Civil Liability Insurance
Additional compensation is provided for damage to the charging station or power source of the electric car as a result of the car being left to charge or connecting/disconnecting the charging plug to/from the car, if a damage claim was made to the customer as a result.
Comprehensive insurance
Comprehensive insurance
We cover losses due to the theft, damage, destruction of the vehicle or its parts, any and all sudden and unexpected events, except for the non-insurable events provided in the terms and conditions.
Roadside assistance
Roadside assistance
WWe provide a free roadside assistance service, which is available around the clock and throughout the territory on which the insurance certificate is valid. You can track the arrival of the assistance vehicle in real time on your mobile phone. If possible, we charge the battery of the electric car on site, without providing transportation.
Replacement car
Replacement car
If your electric car requires repairs, we will provide a replacement electric vehicle. In certain cases, the replacement car is available for an unlimited period—until your vehicle is fully repaired.
No deductible
No deductible
With the extended risk package, no deductible applies to the charging station installed at your home, broken glass (including headlights, mirrors, or sunroof), damage caused by natural disasters, collisions with animals, or cases where the car body can be repaired using paintless dent repair technology.
Additional protection
Additional protection
In the case of an extended insurance risk package, we also cover additional items alongside your car. This includes the electric car charging station installed at your home, the driver’s and passengers’ luggage, child seats, transported animals, external equipment, luggage and objects, towing trailers, additional equipment, license plates, and the costs of replacing lost car documents. Additionally, we help cover the deductible for a car rented abroad, ensuring it does not exceed the deductible stated in your car insurance contract.
Post-event costs
Post-event costs
We cover the costs of vehicle rescue, as well as transporting a non-operational vehicle to a repair shop or storage. If you select the extended insurance risk option, we also cover the costs of the rescue equipment used, cabin cleaning after the incident, restoring a cancelled MOT, and the costs of expertise services.

Why it is useful to insure with us?

What do we
cover with
CASCO electric car
insurance?

38kasko_draudimas_900x900_06_7521-e27ddf9f12b34bdda4977f1f1efeb245.jpg Vehicle against damages incurred during a traffic accident
39kasko-draudimas_900x900_04_3683-9fae5718aaacfd1a43783f2d04c5267c.jpg Vehicle from its or parts theft
16kasko-draudimas_900x900_05_1664-22d34383b15810f1d7c1cb2b5bc4d5bf.jpg Vehicle protection against natural disasters and vandalism
17kasko-draudimas_900x900_07_814-6ee4fb9f0cb4d2b03666ad237678814f.jpg The vehicle against all sudden and unexpected events

You can choose additional insurance services

If you are interested in additional services, talk to our experts and we will help you make the right choice.


Accident insurance

The insurance benefit is paid in the event of injuries, broken bones, disability or death of the driver and passengers.

The size of the insurance benefit depends on the selected insurance amount and the severity of the injuries sustained.

Voluntary civil liability insurance

Certain losses to third parties caused by your vehicle or its disposal are compensated (for example, if the vehicle caught fire and a nearby car was damaged) within stipulated limits.

Damages are compensated when the driver or passenger opens the door of the insured vehicle and as a result damages or destroys the property of third parties in relation to the driver and passengers (such as dents another car, damages the bicycle of a passing cyclist, etc.).

Compensation is paid for losses due to spontaneous spillage of oil, fuel or other chemicals from a parked car.

We will compensate damage done to the electric car charging station or power source as a result of the electric car being left to charge or connecting or disconnecting it to or from your electric car.

Car accessories insurance

Damages are compensated for after-market vehicle equipment.

Roadside assistance

Track the arrival of roadside assistance in real time: using the link received via SMS, track the route of the emergency vehicle, the distance and the time required to arrive at the scene.

Lietuvoje Užsienyje
Assistance in filling out the traffic accident declaration and other telephone consultation Assistance in filling out the traffic accident declaration and other telephone consultation

We will provide professional 24/7 consultation by phone.

Unlimited service amount in Lithuania and abroad.
Electric car towage to the nearest working charging station or charging the battery on site Electric car towage to the nearest working charging station or charging the battery on site

Electric car towage to the nearest charging station or on-site charging of the battery is carried out only when the battery of the electric car runs out on the road no more than 2 times during the contract period.
Towage Towage

If the technical assistance worker determines that the car cannot continue the journey and the reasons for this cannot be eliminated on the spot, the car is brought to the nearest repair workshop, charging station or another place desired by the driver, if remedying the underlying causes is technically difficult and may take more than one day.

Lithuania: unlimited service amount

Abroad: EUR 600
Replacement car service Replacement car service

In the event of a breakdown or an insured event, a replacement car is provided within 24 hours after the car is delivered to the auto repair shop and it is confirmed in writing that the repair will take more than 1 working day. A replacement car is provided for the stipulated period, but in any case no longer than until the end of the repair of the insured car.

In Lithuania and abroad, depending on the risk package and the conditions selected, the replacement car is made available 7 to 14 days, and if the electric car insured under repair requires additional system testing according to the manufacturer's technical specifications, the replacement car is provided until the end of the repair of the insured car, without applying a limit.
Taxi service while the car is being repaired Taxi service while the car is being repaired

We will organize a taxi service for you and your passengers if the technical assistance worker determines that the car cannot continue the journey, and the fault cannot be eliminated on the spot and the car is towed to the nearest repair workshop, where it is confirmed in writing that the repair will take more than 1 working day.

Lithuania: up to 100 km

Abroad: EUR 150
Travel continuation service Travel continuation service

If it is impossible to continue the journey with the car and the technical assistance worker determines that the fault cannot be eliminated on the spot, the car is towed to the repair workshop. In this case, a return trip to the place of permanent residence in Lithuania or to the intended destination is organised for the driver and passengers by train, bus or other transport.

Lithuania: not available

Abroad: EUR 250
Accommodation service Accommodation service

If the technical assistance employee determines that the car cannot continue the journey, the fault cannot be eliminated on the spot, and the car is towed to the nearest repair workshop, where it is confirmed in writing that the repair will take longer than 1 working day (or the workshop is closed due to it being night-time, a holiday, etc.), we will organize an overnight stay for you and your passengers.

Lithuania: EUR 200

Abroad: EUR 600
Car storage Car storage

If, after a breakdown, incident or traffic accident, it is objectively recognized that car storage is necessary, the transfer of the car to a fenced and guarded parking lot is organized.

Lithuania and abroad: up to 14 days.
Legal advice Legal advice

Legal services in the event of an incident in a foreign country.

Lithuania: not available

Abroad: EUR 300
Translation service Translation service

Translation assistance over the phone to resolve ambiguities with foreign police or other services.

Lithuania: not available

Abroad: unlimited service amount
Tire change Tire change

If it is not possible to continue the trip, a technical assistance worker arrives at the scene and replaces the damaged tire of your vehicle (we will provide the service if you have a spare wheel).

All CASCO insurance offers

According to the type of vehicle you have, and the needs of risks covered, you can choose other CASCO insurance options offered by us. When choosing the insurance option that best suits your needs, you can consult with our experts.

Lietuvoje Užsienyje
CASCO all risk insurance CASCO all risk insurance

With CASCO insurance we cover the losses due to all sudden and unexpected events, except for non-insured events provided in the rules. When insuring a car with CASCO insurance, you can choose additional insurance services - accident insurance, voluntary civil liability insurance, car accessories insurance. Get to know more about CASCO insurance here.
CASCO alternative – main risk insurance CASCO alternative – main risk insurance

CASCO alternative insurance covers main and most serious risks - car theft and traffic accidents that occur due to the driver‘s fault when a collision occurs with another vehicle, a person or an animal that unexpectedly ran onto the roadway.

We cover only the most important risks - you only pay for what is necessary. Get to know more about CASCO alternative insurance here.

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