CASCO - Voluntary Vehicle Insurance

For who is
CASCO
insurance?

For those who want to avoid unexpected
losses due to damage ir loss of the car

For drivers who are guilty of an incident or
when the culprit of the incident has not been identified

For those who care about the safety of
themselves, things, people and pets traveling together

For those who want to ensure the useage
of a replacement car after traffic accident or breakdown

Why it is useful to insure with us?

All risks insurance

We indemnify for losses due to theft, damage, destruction of the vehicle or its parts, due to all sudden and unexpected events, except for non-insured events providedin the rules.

Opportunity to choose

Possibility to choose basic or extented with extremely wide range of risks insurance package. They differ in the scope of insurance coverage and the amount of additional services. However, if you wish, we can also offer a package of minimum insurance conditions for a very small amount of risk at a very attractive price.

Roadside assistance

We provide a free roadside assistance service that is provided 24 hours and throughout the insurance policy.

Replacement car

We provide a replacement car if you cannot use your own car after the event, and in certain cases we will deliver the replacement car to you to any location in Lithuania specified by you.

No deduction

In the extended risk package, the deduction does not apply to broken glass (headlight, mirror or sunroof glass), damage caused by natural disasters and natural forces, collisions with animals on the road and cases where the car body can be repaired using special technology without painting.

Additional protection

In the extended insurance risk package, together with the car, we insure the driver's and passengers' luggage, child seat, pets, externally fastened equipment, luggage and items, tow trailer, additional equipment, state numbers, lost car document exchange costs. We will also help cover the deduction for a car rented abroad so that it does not exceed the deduction provided for in your car insurance contract.

Post - event costs

We compensate the costs of rescuing the vehicle, transporting not moving the vehicle to servive or storage location. And if you choose the extended insurance risk option, we also pay for the used rescue equipment, the costs of cleaning the cabin after the accident, the costs of restoring the forcibly canceled technical inspection and performing the examination.

Convenient compensation for losses

We coordinate the vehicle repair process and estimate directly with the car service.

Why it is useful to insure with us?

What do we
cover with
CASCO
insurance?

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Vehicle from damage caused by a traffic accident

Theft of a vehicle or its parts

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Vehicle against natural disasters and vandalism

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Vehicle from all sudden and unexpected events

You can choose additional insurance services

If you are interested in additional services, consult our experts and we will help you choose right.

Accident insurance

Insurance benefit is paid in case of injuries, fractures, disability or death of the driver and passengers.

The amount of the insurance benefit depends on the chosen sum insured and the severity of the injuries suffered.

Voluntary civil liability insurance

Within the limits of the amounts provided, certain damages are compensated to third parties as a result of your vehicle or its disposal (for example, a car parked nearby was damaged when the vehicle caught fire).

Compensations for losses to the driver or passenger when the door of the insured vehicle is opened and as a result damage or destruction of the property of third parties in relation to the driver and passengers (another car is bent, a bicycle of a passing cyclist is damaged etc.).

Compensation for losses due to spilled oil, fuel or other chemicals from a stationary car.

Car accessories insurance

Compensations for damage to non-factory vehicle equipment that was subsequently installed after the car was manufactured.

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Roadside Assistance

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	Lietuvoje	Užsienyje
Assistance in filling in the accident declaration and other telephone consultation We will provide professional consultation by phone, 24 hours a day. In Lithuania and abroad - unlimited amount of services.
Starting the engine, changing the wheel, fuel supply, the emergency door opening, delivering a spare set of keys or other minor repairs and on-site assistance Unable to continue the journey due to a technical failure or incident, the technical support specialist arrives and performs minor repairs or provides on-site assistance (engine start, wheel change, supply fuel, emergency door opening, spare key kit delivery). All you have to do is pay for the parts and / or materials used or delivered for the repair. Expenses for car keys, lock production, alarm repair, tire installation and balancing are not included in the service of minor road repairs and are not compensated. In Lithuania - unlimited amount of services Abroad - 600 EUR
Transporting the car to the nearest repair service or other place specified by you If the technical support specialist determines that it is not possible to continue the journey by the car and the technical breakdown cannot be eliminated on site, the car is transported to the nearest repair service or other place of your choice. In Lithuania - unlimited amount of services Abroad - 500 EUR
Replacement car service If it is not possible to continue the journey by car and the technical assistance specialist who arrives at the scene finds that the technical fault cannot be rectified on site, the car is transported to a repair shop. After confirming that the repair will take more than 1 working day, within 24 hours. a replacement car of the appropriate class, but not higher than average, is provided. All you have to do is pay for the fuel used during the rental period, insurance, pick-up and drop-off of the replacement car and other costs. In Lithuania and abroad - up to 10 days, but in all cases no longer than until the breakdown is rectified.
Taxi service during car repair We will arrange a taxi service for you and your passengers if the technical support specialist determines that the car cannot continue the journey and the technical fault cannot be rectified on site and the car is transported to the nearest repair service, where it is confirmed in writing that the repair will take more than 1 working day. In Lithuania - up to 100 km Abroad - 100 EUR
Travel extension service If it is not possible to continue the journey and the technical support specialist determines that the technical fault cannot be rectified on site, the car is transported to a repair service. In this case, the driver and passengers are organized to return to their location of permanent residence in Lithuania by train, bus or other means of transport or to the destination of the planned trip. In Lithuania - the service does not apply Abroad - 200 EUR
Accommodation service If the technical assistance specialist determines that the car cannot continue the journey and the technical fault cannot be rectified on site and the car is transported to the nearest repair service, which confirms in writing that the repair will take more than 1 working day (service is closed, because the event happened at night, non - working day, etc. ), We will arrange accommodation for you and your passengers. In Lithuania - 150 EUR Abroad - 500 EUR
Car storage If, after a technical breakdown, incident or car accident, it is objectively recognized that storage of the car is necessary, its transfer to a fenced and guarded parking lot shall be organized. In Lithuania and abroad - up to 14 days
Legal advice Legal services abroad in case of an event. In Lithuania - the service does not apply Abroad - 200 EUR
Translator service Translator assistance via phone in resolving disputes with foreign police or other services. In Lithuania - the service does not apply Abroad - unlimited amount of services

All CASCO insurance offers

According to the type of vehicle you have, and the needs of risks covered, you can choose other CASCO insurance options offered by us. When choosing the insurance option that best suits your needs, you can consult with our experts.

	Lietuvoje	Užsienyje
CASCO electric car insurance CASCO electric car insurance covers all sudden and unexpected events occurring during the period of validity of the insurance coverage, except for non-insurable events provided for in the insurance rules. When developing an insurance service for electric cars, it was estimated that these vehicles wear out more slowly than cars with internal combustion engines, and a separate wear rating scale was created for them. The insurance package for electric cars is designed in such a way that the cases specific to them are evaluated. Get to know more about CASCO electric car insurance here.
CASCO alternative – main risk insurance CASCO alternative insurance covers main and most serious risks - car theft and traffic accidents that occur due to the driver‘s fault when a collision occurs with another vehicle, a person or an animal that unexpectedly ran onto the roadway. We cover only the most important risks - you only pay for what is necessary. Get to know more about CASCO alternative insurance here.