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Help when you need it most
Cancer Coverage
Who is it for?
What are the benefits?
Second Medical Opinion
Our partner, MediGuide, will give you the opportunity to obtain a second opinion on your diagnosis and treatment plan. This opinion will be provided by world-class physicians specializing in cancer treatment, working at renowned oncology centers worldwide. A treatment plan will be offered based on your situation and supported by the latest scientifically proven methods. The second opinion (diagnosis) and treatment proposal will be provided in Lithuanian, free of charge, as an additional benefit during the term of your insurance contract.
Insurance Protection for Children
When you purchase insurance, all children born or adopted into your family during the term of the insurance policy are covered for the same price. They will also be protected under the cancer insurance coverage and receive the free second medical opinion service.
Quick contract setup
You can set up the insurance policy online quickly, easily, and securely. All you need to do is review the insurance conditions, agree to them, choose the desired insurance coverage amount, and answer a few health-related questions. If you are healthy and answer all questions negatively, you can pay the premium based on your selected payment frequency, and the insurance policy will become effective the following day.
Choosing the Insurance Amount
After assessing your needs and capabilities, you can select one of four insurance amounts and choose the payment frequency that suits you best: annually, quarterly, or monthly (if the selected premium is no less than 10 euros).
Insurance Contract Period
The insurance contract is concluded for a period of 5 years. Upon the expiration of this period, we will be able to offer you a new contract with updated terms and conditions.
Comprehensive Insurance Coverage
If you or your insured minor children are diagnosed with invasive cancer and the illness is recognized as an insurable event, we will pay the full insurance amount specified in the contract. In the case of non-invasive, early-stage cancer diagnosis, we will pay 10 percent of the insurance amount specified in the contract.
Validity of Insurance Coverage
The "OncoDrop" insurance coverage will remain valid until the insured reaches the age of 70. At that point, the insurance contract and coverage will expire for both the insured and their children insured under the same contract. The coverage for all individuals insured under the same contract will also terminate if the full insurance amount is paid out due to an invasive cancer diagnosis. Upon signing the insurance contract, a 180-day waiting period will apply, after which the insurance coverage will take effect. If cancer is diagnosed during this waiting period, it will not be considered an insurable event. However, you will still be able to use the "MediGuide" second medical opinion service free of charge
Insurance Payout
If a cancer diagnosis is confirmed for you, we will pay the insurance amount or a portion of it, depending on the diagnosed illness. The insurance payout will be made no later than 30 days after we receive all the necessary information and documents required to determine the cancer diagnosis, circumstances, and the payout amount.
What are the benefits?
A unique benefit of the OncoDrop cancer insurance is the MediGuide second medical opinion service
See how it works:
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