Guaranteed interest life insurance

Additional insurance services

When you choose primary life insurance, you can purchase additional insurance services:

	Lietuvoje	Užsienyje
Critical illness By purchasing additional critical illness insurance, if you are diagnosed with one of the diseases listed below, you will receive a one-time payment equal to the amount of this additional insurance. We offer several options for this additional insurance based on different lists of critical illnesses. The insurance coverage takes effect three months after the start of the additional critical illness insurance. If one of the parents is insured with an extended list of diseases, two minor children born into or adopted by the family can be insured at the same price. Critical illnesses according to the main critical illness list (applicable when the insured is between 18 and 65 years old): Myocardial infarction Cerebral infarction (stroke) Cancer Kidney failure Organ transplantation Coronary artery bypass surgery Heart valve replacement Loss of limbs, loss of limb function Third-degree burns Blindness Multiple sclerosis Critical illnesses according to the extended critical illness list (applicable when the insured is between 18 and 65 years old): Myocardial infarction Cerebral infarction (stroke) Cancer Kidney failure Organ transplantation Coronary artery bypass surgery Heart valve replacement Loss of limbs, loss of limb function Third-degree burns Blindness Multiple sclerosis Aortic surgery Alzheimer’s disease Benign brain tumor Coma Deafness Loss of speech Parkinson’s disease Viral encephalitis Occupationally acquired HIV infection Severe sepsis Infectious endocarditis Severe Crohn’s disease Cardiomyopathy Bacterial meningitis Severe head injury Primary pulmonary arterial hypertension Tetanus Creutzfeldt-Jakob disease Muscular dystrophy Systemic lupus erythematosus Brain abscess Rabies Motor neuron disease Severe liver disease Gas gangrene Aplastic anemia Neuroborreliosis Severe lung disease Systemic scleroderma Vegetative state Critical illnesses according to the list for children (applicable when the insured is between 1 month and 18 years old): Cancer Viral encephalitis Bacterial meningitis Insulin-dependent diabetes Blindness Deafness Coma Benign brain tumor Loss of limbs, paralysis (loss of limb function) Organ transplantation Kidney failure Aplastic anemia Brain abscess Severe head injury Neuroborreliosis Severe sepsis Motor neuron disease Severe liver disease Third-degree burns Poliomyelitis Rabies Tetanus
Accidental death Ensure that an unexpected event does not burden your family’s financial stability. By insuring, alongside the primary life insurance coverage, you can also choose this additional accidental death insurance coverage. In the event of an insured incident, both the accidental death insurance amount and the life insurance amount will be paid out to your designated beneficiaries specified in the insurance contract. Important information about additional accidental death insurance: The insured event is an accident that results in the insured’s death. The insurance amount is paid out once. The accidental death insurance amount cannot exceed the life insurance amount.
Accidental injuries By purchasing additional accidental injury insurance, in the event of an insured incident, you will receive a payout that will depend on the severity of the injury. The insurance payout will be equal to a certain percentage of the insurance amount. The insured event is the injury to the insured’s body due to an accident.
Disability due to an accident Injuries can be both minor and severe, but the consequences of some injuries can last a lifetime. At such times, the last thing you want to think about is the financial burden. We offer additional accidental disability insurance. If an insured event occurs during the validity of the insurance contract and permanent disability is determined, you would receive a one-time insurance payout, which would depend on the degree of disability and would be equal to a certain percentage of the insurance amount. The insured event is an injury to the insured’s body due to an accident, provided that the result of the injury is permanent disability of the insured.
Total and permanent loss of ability to work If you lose your ability to work completely (75% or more) due to an injury or illness, you will receive a one-time payout equal to the amount of this additional insurance that you choose when signing the contract. The insurance coverage is valid until the age of 65.