General Civil Liability Insurance

• Your employees (employer's civil liability)
• Property entrusted to you
• The environment, and we will cover the costs of remediation for this damage
• Events organized by you
• Loading, unloading, and transshipment operations
• Operating and using vehicles and self-propelled working machines
• Subcontractors you have hired
• Other individual and relevant risks for you

Compulsory third-party liability insurance of the designer of the building indemnifies for damage caused to third parties due to improper design of the building during the term of the contract.

An insurance contract can be concluded:

• For the property, with the insurance cover valid only for the design works of one specific building;
• Annually, with the insurance cover valid for all design works performed during the validity of the insurance contract, when the design works contract is signed after the effective date of the insurance contract.

Compulsory third-party liability insurance information document for a building designer

Compulsory third-party liability insurance of the technical supervisor of the construction indemnifies for damage caused to third parties due to improper maintenance of the construction during the term of the contract.

Compulsory third-party liability insurance information document for the construction technical supervisor

Compulsory third-party liability insurance of the contractor for the examination of the construction project or part thereof shall indemnify the damage caused to third parties due to improper examination of the construction project or its part during the validity of the contract.

An insurance contract can be concluded:

• For the property, with the insurance protection valid only with reference to the examination of one specific construction project or part thereof
• Annually, with the insurance cover valid for all improperly performed expert examinations of construction projects or parts thereof conducted during the validity of the insurance contract, when the expert work contracts were signed after the effective date of the compulsory contract of third-party liability insurance of the construction project or part thereof.

Information document for the compulsory third-party liability insurance of the building project (part thereof) expertise expert contractor

The object of insurance is the third-party liability of the insured for property damage caused to injured third parties, which occurred during the validity of the insurance contract and for a period specified by the parties, at least 2 years from the end of the insurance contract, due to illegal actions of the insured.

Insured information document on compulsory professional liability insurance for intermediaries

This third-party liability insurance protects the policyholder's property interests related to the policyholder's civil liability to a third party for damage caused by the policyholder's transportation of passengers, luggage and/or cargo on domestic and/or international routes within the European Union and/or use of rolling stock in the operation of public railway infrastructure.

The following types of insurance contracts can be concluded:

• Compulsory third-party liability insurance contract of a railway undertaking (carrier);
• Liability insurance contracts of an undertaking that uses public railway infrastructure.

Information document in respect of compulsory third-party liability insurance for railway undertakings (carriers) and undertakings that use public railway infrastructure

From 01.01.2019, under the conditions established in the Law on Energy of the Republic of Lithuania, all persons holding a certificate of activity for the installation of electrical equipment and / or natural gas equipment must have professional liability insurance.

The object of this insurance is the property interests of a person holding a licence to engage in the installation of electrical equipment and/or natural gas equipment, related to the their third-party liability arising from damage caused to the customer and/or third parties by the person.

Engaging in an activity without a valid insurance contract is considered to be tantamount to engaging in an unlicensed activity.