For OncoDrop clients

Insurance Benefit Payment Procedure for Cancer Coverage OncoDrop

The insured, the policyholder, or authorized persons of the insured must inform the insurer of the diagnosis of cancer in the insured within 30 days and:

1. Fill out the insurer's prescribed electronic application for the insurance benefit.
2. Attach documents from the healthcare institution confirming the diagnosis, including the medical history, examination results, and treatment description, which can be used to determine whether the diagnosis accurately meets the cancer diagnosis criteria specified in the Special Insurance Conditions.
3. If applying for a Secondary Insured's illness, attach documents confirming the Secondary Insured status (birth certificate).
4. Provide any additional documents or information that may be required for the investigation of the Insured Event or the payment of the Insurance Benefit (if requested by the insurer).
5. Submit identity verification documents for the person entitled to the Insurance Benefit and the bank account number of the insured/beneficiary.

All expenses related to obtaining the above documents and required information are to be borne by the individuals applying for the insurance benefit.

The insurer may request additional information necessary to determine the insurance benefit.

The insurance benefit will be paid no later than 30 days from the date when all relevant information regarding the determination of the insured event and its circumstances is received.

If the beneficiary has died, the insurance benefit will be paid to a physical or legal person entitled to receive it under the laws of the Republic of Lithuania.

If an application for the insurance benefit was submitted without the insured/beneficiary's bank account number, an additional completed application for the payment of the insurance benefit must be submitted.