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General Civil Liability Insurance


Why it is useful to insure with us?


Individuality
After assessing your needs, we will offer a competitive premium and an individual insurance solution
Legal Assistance
We will provide qualified legal assistance in the event of an insured event. If necessary, we will participate in the court proceedings and defend your interests
Expert evaluation
In order to properly assess and determine the damage caused to a third party, we will provide a professional damage assessment or, if necessary, hire independent experts.
Security
Once you have received an injured third party's claim for damages, we will assess it and help you to defend yourself against unfounded claims.
Litigation costs
In the event of a dispute and in the event of legal proceedings, we will reimburse you for the costs incurred by you in favor of a third party
Damage compensation
In the event of an insured event, we will indemnify the damage to health, life and / or property caused to third parties and indemnify the losses incurred as a result.

Why it is useful to insure with us?

Additional services

If you are interested in additional services, consult our experts and we will help you choose the right one


In addition, if necessary, we will insure your civil liability for damage caused by:
  • For your employees (employer's civil liability)
  • To the property entrusted to you
  • the environment and will reimburse the costs of repairing this damage
  • During an event organized by you
  • during loading, reloading, unloading works
  • operating vehicles using self-propelled machinery
  • Your hired subcontractors
  • Due to other, individual and relevant risks for you

You can buy these insurance services

If you are interested in additional services, consult our experts and we will help you choose the right one

Compulsory civil liability insurance of a building designer

Compulsory civil liability insurance of the designer of the building indemnifies for damage caused to third parties due to improper design of the building during the term of the contract.

An insurance contract can be concluded:

  • For the object - the insurance cover is valid only for the design works of one specific building
  • Annual - the insurance cover is valid for all design works performed during the validity of the insurance contract, when the design works contract is signed after the effective date of the insurance contract

Compulsory civil liability insurance information document for a building designer

Compulsory civil liability insurance of the construction technical supervisor

Compulsory civil liability insurance of the technical supervisor of the construction construction indemnifies for damage caused to third parties due to improper maintenance of the construction construction during the term of the contract.


Compulsory civil liability insurance information document for the construction technical supervisor

Compulsory civil liability insurance of the construction project (part thereof) examination contractor

Compulsory civil liability insurance of the contractor for the examination of the construction project or part thereof shall indemnify the damage caused to third parties due to the improper examination of the construction project or its part during the validity of the contract.

An insurance contract can be concluded:

  • For the object - the insurance protection is valid only due to the examination of one specific construction project or its part
  • Annual - the insurance cover is valid for all improperly performed expert examinations of construction projects or parts thereof performed during the validity of the insurance contract, when the expert work contracts were signed after the effective date of the compulsory contract of civil liability insurance of the construction project or part thereof

Information document for the compulsory civil liability insurance of the building project (part thereof) expertise expert contractor

Compulsory professional indemnity insurance for insurance intermediaries
The object of insurance is the civil liability of the Insured for property damage caused to injured third parties, which occurred during the validity of the insurance contract and for a period specified by the parties, not less than 2 years from the end of the insurance contract, due to illegal actions of the Insured.

Insured information document on compulsory professional liability insurance for intermediaries
Compulsory civil liability insurance for railway undertakings (carriers) and undertakings using public railway infrastructure

This civil liability insurance protects the policyholder's property interests related to the policyholder's civil liability to a third party for damage caused by the policyholder's transportation of passengers, luggage and / or cargo on domestic and / or international routes within the European Union and / or use of rolling stock in public. railway infrastructure activities

An insurance contract can be concluded:

  • Compulsory civil liability insurance contract of a railway undertaking (carrier)
  • Liability insurance contracts of an undertaking using public railway infrastructure

Information document in respect of compulsory civil liability insurance for railway undertakings (carriers) and undertakings using public railway infrastructure

Professional civil liability insurance of a person holding a certificate of activity for the installation of electrical equipment and / or natural gas equipment

From 01.01.2019, under the conditions established in the Law on Energy of the Republic of Lithuania, all persons holding a certificate of activity for the installation of electrical equipment and / or natural gas equipment must have professional liability insurance.

The object of this insurance is the property interests of a person holding a certificate of activity in the installation of electrical equipment and / or natural gas equipment, related to the latter's civil liability arising from damage caused to the customer and / or third parties by the person. ) natural gas installation activities.

The performance of an activity without a valid insurance contract is considered to be the performance of an activity without the right to engage in this activity.


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