Insurance coverage is valid worldwide 24 hours per day.
The insurance cover is valid during individual sports activities when sports are performed in a sports club (except for preparations for competitions and participation in marathons) when activities are a form of leisure time when activities are performed for health purposes when activities are part of the educational program.
Riding a motorcycle
The insurance cover is valid when riding a motorcycle with a power not exceeding 74 kW (100 hp).
Protection against infectious diseases
The insurance cover is valid in nature - the benefit is paid in case of tick-borne encephalitis, Lyme disease, rabies, tetanus, animal bites, snakes, or insect bites. The insurance cover is valid in case of food poisoning.
When insuring injuries to internal organs and soft tissues, we reimburse the costs of plastic surgeries without any additional contribution, if they are intended to eliminate the consequences of the accident. Insurance benefit is possible up to 10% of the selected insurance amount.
In case of serious injuries (such as partial or full arm, finger amputation, joint immobility), we increase the additionally calculated insurance benefit by 10% when the right handed person injures the right hand or the left handed person injures the left hand.
The insurance benefit is paid even if you were driving without wearing a seat belt at the time of the accident.
Minor injuries and their recurrence
The insurance benefit is paid for partial and repeated ligament sprains, for repeated fractures, for repeated dislocations of the shoulder joint that occurred during the validity of the same insurance contract.
If you are no longer able to work before the injury due to injuries and the employment contract is terminated at the initiative of the employer, the lump sum insurance amount specified in the insurance contract shall be paid.
Civil liability for damage caused by daily activities not related to the performance of work functions, as well as by raising pets, engaging in active leisure activities and sports activities is insured.
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