- General Civil Liability Insurance
If you are interested in additional services, consult our experts and we will help you choose the right one
In the event of an insured event, such as a fire, the company often incurs losses not only due to damaged or destroyed assets, but also due to the interrupted or suspended business - inability to provide its services, declining market share, fixed costs (such as salaries, interest, etc.). .). Losses due to a lost business are offset by working capital, which eventually runs out. The company stops working.
Even if the company has insured its assets, financial losses due to business interruption are covered only if they are covered by business interruption insurance.
The biggest advantage of business interruption insurance is the stability of the insured company's financial flows. This allows the company to significantly mitigate the consequences of losses due to the interruption of production and / or services.
Recently, buildings and equipment are becoming more and more intelligent, so voltage fluctuations are becoming an increasingly important risk.
Voltage fluctuations usually affect more sensitive devices that are connected to the network or devices that support the functionality of the building - video surveillance cameras, fire protection systems, ventilation equipment.
The mobile insurance service provides insurance coverage for mobile devices such as various laptops, tablets, mobile phones and other portable electronic equipment.
This category of assets is distinguished because it often requires a wider area of validity (Republic of Lithuania, Europe or the whole world).
Insurance of internal failures of equipment is partly an extension of the warranty period, during which the insurance company indemnifies: