Compulsory Motor Third Party Liability Insurance

For who is
MTLP insurance?

For every motor vehicle registered or in preparation for registration on the ground, as well as mopeds, trailers and semi-trailers, except rail vehicles. Insurance is compulsory for these vehicles. Also for unregistered agricultural, forestry self-propelled equipment, loading equipment, trailed wheeled equipment.

Why it is useful to insure with us?

Roadside Assistance Plus

Upon additional agreement, roadside assistance plus insurance service can be selected. In this case, roadside assistance is provided when it is impossible to continue the planned trip due to any vehicle breakdown, traffic accident or any other unforeseen incident - run out of fuel, damaged tire or slammed door. This service also includes provision of a replacement car after a traffic accident for a period of up to 7 days.

Extended Roadside Assistance

An optional roadside assistance service may be available upon additional agreement. In this case, roadside assistance is provided when it is not possible to continue the planned journey due to any breakdown of the vehicle, accident or any unforeseen incident - out of fuel, damaged tires or a broken or locked up door.

Additional insurance services

Under favorable conditions, we offer to insure the car with Mini Casco or Mini Casco Plus insurance or to insure the driver and passengers against accidents in the event of a traffic accident

Discounts

For loyal and disciplined drivers, we apply additional discounts

Why it is useful to insure with us?

What do we cover
with MTPL insurance?

Damage to the property of the victim

Damage to the health of the victim

Non-penuniary damage

Damage that occurred later as result of a traffic accident

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Roadside Assistance Plus in Lithuania

The service is provided for an additional fee of EUR 26 per year and is valid in the Republic of Lithuania.

Roadside assistance is provided when it is impossible to continue the planned trip due to any vehicle breakdown,
traffic accident or any other unforeseen incident - run out of fuel, damaged tire or slammed door. This service also
includes provision of a replacement car after a traffic accident for a period of up to 7 days, as well as other services.

T

	Lietuvoje	Užsienyje
NEW! Provision of a replacement car after a traffic accident for a period of up to 7 days If the transportation service was used after the traffic accident, and after delivery to the auto repair service and confirmation in writing that the repair will take more than 1 working day, within 24 hours a light, lower-than-middle-class replacement car is provided. A replacement car is provided for a period of up to 7 days, but in any case no longer than until the end of the insured vehicle repair. The customer's request for a replacement car must be submitted no later than 5 days after the day of the traffic accident.
NEW! One-time 1 hour psychologist's consultation for the driver of the insured vehicle after a traffic accident in which the victim's health or life was harmed A one-time 1-hour psychological consultation is provided to the driver of the insured vehicle after a traffic accident in which the victim's health or life was harmed. The service is provided by the service provider indicated by the Insurer's partner, and only upon presentation of a certificate of traffic accident issued by the police or other responsible authority.
NEW! Provision of a light car single-axle trailer with a carrying capacity of up to 500 kg for 1 day At the customer's request, once during the validity period of the contract, a passenger car single-axle trailer with a carrying capacity of up to 500 kg is provided for 1 day. The trailer is provided under the terms of the service provider specified by the Insurer's partner.
NEW! Transporting the electric car to the nearest working charging station or charging the battery on site Transportation of the electric car to the nearest charging station or on-site battery charging is carried out only after charging the electric car on the road no more than 2 times during the contract period.
Consultation via phone In the event of a traffic accident, we will provide professional advice by short phone no. 19111. <br>We will help you to fill in the accident declaration.
Transportation We will transport your vehicle to the nearest car service, storage place or your place of residence in Lithuania, when after the accident the explotation of the vehicle is impossible or endangers normal driving, passenger safety or the vehicle itself. Note: The service applies only after a traffic accident, if the policyholder is found to be the culprit of the accident. Not valid in case of vehicle failure
Starting the engine If it is not possible to continue the trip, the technical support specialist arrives at the location you are and do(perform) minor repairs. You will have to pay for the materials used during the repair.
Fuel supply If it is not possible to continue the trip, the technical support specialist will deliver the fuel to your location. We deliver fuel free of charge, but the cost of the delivered fuel is covered by the customer.
Wheel replacement If it is not possible to continue the trip, the technical support specialist arrives at the location you are and replaces the damaged tire of your vehicle (we will provide the service if you have a spare wheel).
Emergency unlocking of slammed doors If it is not possible to continue the journey, the technical support specialist will unlock the vehicle door in an emergency or deliver your spare keys.
If it is not possible to continue the journey, the technical support specialist will unlock the vehicle door in an emergency or deliver your spare keys. When the vehicle cannot be continued and it is transported and its repair is expected to take more than 1 working day, we will organize transportation of the driver and / or passengers to the planned location (up to 50 km).
Car storage If the protection of your vehicle is required after a technical failure, incident or car accident, we will arrange its storage for a period of up to 14 days. This service is provided if the car transportation service has also been provided.

Extended Roadside Assistance in Lithuania

The service is provided for a marginal fee 12 EUR for years and is valid in the Republic of Lithuania.

Roadside assistance is provided, if it is impossible to continue the planned travel on any vehicle breakdown, an accident or any unforeseen incident - you run out of fuel, tires are damaged or the doors are blocked.

	Lietuvoje	Užsienyje
Consultation via phone In the event of a traffic accident, we will provide professional advice by short phone no. 19111. <br>We will help you to fill in the accident declaration.
Transporting the electric car to the nearest working charging station or charging the battery on site Transportation of the electric vehicle to the nearest charging station or on-site battery charging is carried out only after charging the electric car on the road no more than 2 times during the contract period.
Transportation We will transport your vehicle to the nearest car service, storage place or your place of residence in Lithuania, when after the accident the explotation of the vehicle is impossible or endangers normal driving, passenger safety or the vehicle itself.
Starting the engine If it is not possible to continue the trip, the technical support specialist arrives at the location you are and perform minor repairs. You will have to pay for the materials used during the repair.
Fuel supply If it is not possible to continue the trip, the technical support specialist will deliver the fuel to your location. We deliver fuel free of charge, but the cost of the delivered fuel is covered by the customer.
Wheel replacement If it is not possible to continue the trip, the technical support specialist arrives at the location you are and replaces the damaged tire of your vehicle (we will provide the service if you have a spare wheel).
Driver and / or passenger transportation service When the vehicle cannot be continued and it is transported and its repair is expected to take more than 1 working day, we will organize transportation of the driver and / or passengers to the planned location (up to 50 km).
Driver and / or passenger transportation service When the vehicle cannot be continued and it is transported and its repair is expected to take more than 1 working day, we will organize transportation of the driver and / or passengers to the planned location (up to 50 km).
Car storage If the protection of your vehicle is required after a technical failure, incident or car accident, we will arrange its storage for a period of up to 14 days. This service is provided if the car transportation service has also been provided.

Collision With a Wild Animal Insurance

The service is provided for an additional fee of EUR 25 per year and is valid in the Republic of Lithuania. 
If a car covered by the mandatory vehicle owners' civil liability insurance is involved in a traffic accident on 
Lithuanian roads due to a collision with a wild animal (hereinafter referred to as a traffic accident), we compensate the 
costs directly related to the relevant traffic incident:

	Lietuvoje	Užsienyje
Car repair costs incurred as a result of the traffic accident Car repair costs incurred as a result of a traffic accident, but not more than 2 000 EUR, with an unconditional deduction of 100 EUR.
One-time transportation of a car from the place of the accident Costs of one-time transportation of a car from the location of the traffic accident (but not more than 300 EUR).
Driver or passenger public transport or taxi costs incurred on leaving the location of an accident Public transport or taxi costs incurred by the driver and passengers to leave the location of the accident (but not more than 100 EUR).
Car storage Car storage costs (but not more than 100 EUR).
Rental of a replacement car during the car repair period Replacement car rental costs during the car repair period, if the car is repaired after a traffic accident (but not more than 150 EUR).
Irreparable damage to the car after an accident If the Car is irreparably damaged after the accident (ie when the repair costs exceed 75% of the Car's market value), the Insurer pays a one-time compensation not exceeding the difference between the Car's market value on the day of the accident and 2000 EUR. In this case, the costs of renting a replacement car and the costs of rescuing the car at the location or being pulled off the road are not compensated.
Insurance coverage is valid only on the territory of the Republic of Lithuania Insurance coverage is valid only in the territory of the Republic of Lithuania.
Wild Animal Encounter Agreement The insurance contract for a collision with a wild animal expires after the compulsory insurance contract for the civil liability of vehicle owners, to which this contract is an appendix, expires, if the owner of the car changes, if the full insurance amount is paid, or if the car is destroyed.
This contract is not subject to an incomplete insurance clause This contract is not subject to an incomplete insurance clause.
The police must be notified In the event of a traffic accident, the driver of the vehicle must report it to the police and stay at the scene of the traffic accident.

Mini Casco Plus

The service is provided for an additional fee of EUR 20 per year and is valid in the Republic of Lithuania.

If the Insured Passenger car is involved in a traffic accident in Lithuania, after which this Car becomes impassable or drives a danger to other road users (hereinafter - the Traffic Accident), the Insurer shall indemnify the following costs directly related to the respective Traffic Accident:

	Lietuvoje	Užsienyje
One-time transportation of a car from the place of the accident Costs of one-time transportation of a car from the location of the traffic accident (but not more than 300 EUR).
Driver or passenger public transport or taxi costs incurred on leaving the location of an accident Public transport or taxi costs incurred by the driver and passengers to leave the location of the accident (but not more than 100 EUR).
Public transport costs for 90 days. from the date of the accident When the Car is found to be irreparably damaged after the Traffic Accident (ie when the repair costs exceed 75% of the Car's market value), the Insured has incurred reasonable costs for public transport for 90 days from the date of the Traffic Accident (but not more than 100 EUR).
Car storage Car storage costs (but not more than 100 EUR).
Car repair costs incurred as a result of a traffic accident Car repair costs incurred due to the Traffic Accident (but not more than 1500 EUR after deduction); In case of car repair, the unconditional deduction is 150 EUR.
Rental of a replacement car during the car repair period Replacement car rental costs during the car repair period, if the car is repaired after a traffic accident (but not more than 150 EUR).
Rescuing a car at the location of an accident or pulling it off the road Costs of rescuing a car at the location of an accident or towing it off the road (but not more than 150 EUR).
Irreparable damage to the car after an accident If the Car is irreparably damaged after the accident (ie when the repair costs exceed 75% of the Car's market value), the Insurer pays a one-time compensation not exceeding the difference between the Car's market value on the day of the accident and 1000 EUR. In this case, the costs of renting a replacement car and the costs of rescuing the car at the location or being pulled off the road are not compensated.
Irreparable damage to the car after a fire if the fire was not caused by a traffic accident In the event of a car fire, when the cost of repairing the Car exceeds 75% of the market value of the Car, and if the fire did not occur due to a traffic accident, the Insurer pays a one-time indemnity not exceeding the difference than 1000 EUR.
Transportation in the case of a sudden and unexpected breakdown during the trip In the case of a sudden and unexpected breakdown of the Insured Car during the trip (ie starting the trip and not being able to continue it due to a breakdown), the Insurer compensates the Car transportation costs to the location specified by the Insured, but not more than 50 EUR.
Failure to starting the car due to a discharged battery If the car does not starting due to a discharged battery. The Insurer shall compensate the costs for starting and / or transporting the car to the car repair service, but not more than 50 EUR.

Driver and Passenger Accident Insurance

The service is provided for an additional fee of EUR 3 per year and is valid in the Republic of Lithuania.

			Lietuvoje	Užsienyje
		Driver and passengers accident insurance The driver and passengers are jointly insured for 7,500 EUR in the event of death and 7,500 EUR in the event of invalidity. The sum insured per insured person is calculated by dividing the total sum insured by the number of seats installed in the vehicle. The insurance benefit is paid only if the accident occurred during the accident in which the insured car was involved.